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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very flexible credit card

I really like my Zopa credit card. Always keeping me up to date important details and like that when I pay something off it’s available straight away to use again. Would recommend the Zopa credit card. Reviewed on: 11th April 2023

Zopa

Good understanding credit card company Reviewed on: 11th April 2023

A great no nonsense credit card

A great credit card and a transparent company with no hidden agenda Reviewed on: 11th April 2023

Good customer service

Since having my credit card, is very easy to use, and reminded in good amount of time when my payment is due. Reviewed on: 11th April 2023

Simple and transparent

Simple no-nonsense company. With a straight forward application and easy to use app. Reviewed on: 11th April 2023

Straight forward

Straight forward very easy to use.good app never had any problems Reviewed on: 11th April 2023

Good credit card information

Brilliant company helpful and kind staff who Reviewed on: 11th April 2023

Zopa makes everything easy.

From the moment I discovered this company, from the application, the use of the app and making payments to increasing my limit, everything has been super easy and seem less. Not only does that he app have everything you need in an easy place to find it, but offers up so many additional tools and features that you don’t find with most providers. I would highly recommend Zopa to anyone and will continue to use them myself for a very long time. Perfect! Reviewed on: 11th April 2023

First class

Excellent company to deal with never had any issue payments cleared straightaway, thank you keep up the great service Reviewed on: 11th April 2023

1000

Great experience I wish if I know zopa begore Reviewed on: 11th April 2023

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