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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

easy and quick apllication

very good never had a issue with them highly recomend Reviewed on: 11th April 2023

A great credit card

Zopa is a fantastic company who actually care about there customers and help them to improve there credit scores and finances Reviewed on: 11th April 2023

Does what it says on the tin

They do everything their supposed to but in style. Quality and very easy to use service, so glad I joined. Reviewed on: 11th April 2023

Great service

Everything a card should be and it is Reviewed on: 11th April 2023

Fantastic credit provider

Always helpful and easy to use.. The app is incredibly handy to use and the support Zopa provide is always on hand to help with any query Reviewed on: 11th April 2023

Very easy to use

The app and card are very easy to use. Handy to have online banking and use the card when your out and about Reviewed on: 11th April 2023

Outstanding

Excellent company to deal with couldn't not recommend enough. Reviewed on: 11th April 2023

Customer friendly

Not had a credit card for a while but Zopa have encouraged me to apply . It is user friendly the App and communicate in a user friendly way Would recommend it you friends and family Reviewed on: 11th April 2023

told my family

they all liked the idea of a credit card from zopa Reviewed on: 11th April 2023

Good for building your credit score

Zopa credit card is helping me rebuild my credit score again especially when my credit was that bad no one is willing to give me credit card. Reviewed on: 11th April 2023

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