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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent and friendly service

Have had the card for some six months now and am impressed by the friendliness of the service offered. Reviewed on: 11th April 2023

Lifesaver, without the faff

Zopa pulled through when I needed it most. Ut was a straightforward application and had the balance transferred right away. Worked exactly how you’d wish other banks would. Didn’t even have to go to a physical bank. Gave me the peace of mind I needed in the same time as finishing a cuppa. Thank you Zopa! Reviewed on: 11th April 2023

Perfect

Great no regrets perfect in e eryway Reviewed on: 11th April 2023

Very flexible credit card

I really like my Zopa credit card. Always keeping me up to date important details and like that when I pay something off it’s available straight away to use again. Would recommend the Zopa credit card. Reviewed on: 11th April 2023

Zopa

Good understanding credit card company Reviewed on: 11th April 2023

A great no nonsense credit card

A great credit card and a transparent company with no hidden agenda Reviewed on: 11th April 2023

Good customer service

Since having my credit card, is very easy to use, and reminded in good amount of time when my payment is due. Reviewed on: 11th April 2023

Simple and transparent

Simple no-nonsense company. With a straight forward application and easy to use app. Reviewed on: 11th April 2023

Straight forward

Straight forward very easy to use.good app never had any problems Reviewed on: 11th April 2023

Good credit card information

Brilliant company helpful and kind staff who Reviewed on: 11th April 2023

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