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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

No charges abroad

Fantastic to know you can use abroad to make purchases or make withdrawals without being charged. Reviewed on: 11th April 2023

Best credit card

Great card great service. Defo keeping using this one Reviewed on: 11th April 2023

Excellent card!

Excellent card! ⭐️⭐️⭐️⭐️⭐️ Only had the card for a short time but so far so good! Reviewed on: 11th April 2023

Amazing

I found it hard to get credit then I found Zopa amazing company and I now have a credit card Reviewed on: 11th April 2023

Tank YOU S-o much

Very good de experiențe Dis îs very cool Reviewed on: 11th April 2023

Amazing card with real time payment and availability

Love this card use it for all my international travel transactions and the best part is they live in the new fast paced life as we do ! Real time payments and balance availability ! So another great reason to use for travel and work !! great customer service if you do ever need it but it’s rare because problems are nonexistent with this card ! Job so well done Zopa ! Reviewed on: 11th April 2023

Quick helpful very understanding

Was very quick when applied for card very efficient very helpful and overall very good company Reviewed on: 11th April 2023

Simple, easy to use

Love this card, app is simple to work with and gives access to lots of helpful tools Reviewed on: 11th April 2023

Simple and efficient

I have 0 problems to report - Zopa provides an incredible service. Reviewed on: 11th April 2023

Great

The best , great very good Reviewed on: 11th April 2023

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