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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Thank you, helped me out of a very tight spot

Thank you. Fantastic communication, Very helpful Reviewed on: 11th April 2023

Good

Good credit score providers.. everything good Very good service very good security Reviewed on: 11th April 2023

Easy & swift

Zopa was really easy and swift to get set up. The app is self explanatory and easy to use. Reviewed on: 11th April 2023

Amazing Service Highly Recommended

Friendly service whenever I have an issue. Constantly monitoring my needs and helping accordingly.. Reviewed on: 11th April 2023

Easy to sign up, use and manage

I have been using Zopa for a while and they are a dream. The set up is easy and completely painless and they communicate with you throughout the process. The app allows you to set a buffer to stop you getting too close to your limit and allows you to check your pin - which for people like me that forget everything is a salvation! Genuinely would recommend them to anyone! Reviewed on: 11th April 2023

Very clear service

The card has no hidden fees and the statement is very clear at the end of the month Reviewed on: 11th April 2023

Easy and straightforward.

No complications very easy and quick to respond. Also good customer service. Reviewed on: 11th April 2023

Best choice ever

Fantastic card great customer service top choice for me Reviewed on: 11th April 2023

It's easy to use.

It's an smart credit card. I have zopa credit card and i can use it both uk and abroad. My interest rates is not also high. Reviewed on: 11th April 2023

Good customer service and affordable credit service

Very easy to approach in terms of customer service Reviewed on: 11th April 2023

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