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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing card with real time payment and availability

Love this card use it for all my international travel transactions and the best part is they live in the new fast paced life as we do ! Real time payments and balance availability ! So another great reason to use for travel and work !! great customer service if you do ever need it but it’s rare because problems are nonexistent with this card ! Job so well done Zopa ! Reviewed on: 11th April 2023

Quick helpful very understanding

Was very quick when applied for card very efficient very helpful and overall very good company Reviewed on: 11th April 2023

Simple, easy to use

Love this card, app is simple to work with and gives access to lots of helpful tools Reviewed on: 11th April 2023

Simple and efficient

I have 0 problems to report - Zopa provides an incredible service. Reviewed on: 11th April 2023

Great

The best , great very good Reviewed on: 11th April 2023

Amazing card company

Best company by far. Custom service is the best Reviewed on: 11th April 2023

Best credit card available

For me best credit card available Reviewed on: 11th April 2023

Fantastic and great app for Zopa credit card!!! :)

I've had my Zopa credit card for 3-5 months now and it is my first one. I;'ve got nothing but praise for the app and the FAQ section being a beginner to credit cards and has an abundance of information! Thumbs up :) Reviewed on: 11th April 2023

Thanks

Very good service l would recommend it Reviewed on: 11th April 2023

Amazing credit card

Really thrilled to have the Zopa credit card Reviewed on: 11th April 2023

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