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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very clear service

The card has no hidden fees and the statement is very clear at the end of the month Reviewed on: 11th April 2023

Easy and straightforward.

No complications very easy and quick to respond. Also good customer service. Reviewed on: 11th April 2023

Best choice ever

Fantastic card great customer service top choice for me Reviewed on: 11th April 2023

It's easy to use.

It's an smart credit card. I have zopa credit card and i can use it both uk and abroad. My interest rates is not also high. Reviewed on: 11th April 2023

Good customer service and affordable credit service

Very easy to approach in terms of customer service Reviewed on: 11th April 2023

Easy to apply

Really easy to apply ....quick decision, great rates and good customer service Reviewed on: 11th April 2023

Best thing since sliced bread

Got my card with no trouble even though I don't have a good credit score. It had a sensible limit which has come in handy during difficult times which can be payed off each month fully due to the sensible limit. The app is great easy to use with upto the minute info. It allows you to keep track of all your transactions. So yes this is an Ideal card for myself and others if used correctly Reviewed on: 11th April 2023

Very straightforward application

Every thing was smooth from start to Finnish and very professionally handled Reviewed on: 11th April 2023

Simplicity

Amazing, stylish app and very easy to use Reviewed on: 11th April 2023

Excellent Facilitiy

Flexible, highly suitable, no issues and highly responsive and dependable.. Impressed. Reviewed on: 11th April 2023

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