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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good card

Good product to use everyday Good app Reviewed on: 11th April 2023

Amazing!!!!!

The best company I have used so far! Reviewed on: 11th April 2023

Best Credit card

Zopa have been amazing, really recommend this company. Not only easy to apply and everything else, but would also help you keep track of your financial updates. I have had Zopa for nearly 6 months and haven't made even one contact with customer services, it's so convenient to use. Reviewed on: 11th April 2023

Best and easy to use

Its easy to use and I recommend it to all Reviewed on: 11th April 2023

Never had a problem.

Never had a problem easy to keep up with payments Reviewed on: 11th April 2023

Good service, reasonable APR%

The was friendly, good customer service Reviewed on: 11th April 2023

Great for credit building

Great for improving your credit score Reviewed on: 11th April 2023

Great little credit card

I have had an excellent experience with Zopa the app is brilliant for keeping track of payments and the security is fab would recommend this credit card it’s got me out of a few scrapes so far Reviewed on: 11th April 2023

Fantastic

Fantastic to build my credit rating Reviewed on: 11th April 2023

Excellent

Fantastic company, good service, feels like they actually care about you, love using Zopa Reviewed on: 11th April 2023

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