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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Marks summary

Quick and easy to use and very handy where ever you go. Reviewed on: 11th April 2023

Good credit card

Reasonable credit limit and APR for a person with less than perfect credit score. Reviewed on: 11th April 2023

Complete transparency

From start to finish and in between. There is complete transparency. You know exactly what the product is and how it works. They give free advice on how to manage the product. More products could learn from their processes and customer based focus. Reviewed on: 11th April 2023

Good card

Good product to use everyday Good app Reviewed on: 11th April 2023

Amazing!!!!!

The best company I have used so far! Reviewed on: 11th April 2023

Best Credit card

Zopa have been amazing, really recommend this company. Not only easy to apply and everything else, but would also help you keep track of your financial updates. I have had Zopa for nearly 6 months and haven't made even one contact with customer services, it's so convenient to use. Reviewed on: 11th April 2023

Best and easy to use

Its easy to use and I recommend it to all Reviewed on: 11th April 2023

Never had a problem.

Never had a problem easy to keep up with payments Reviewed on: 11th April 2023

Good service, reasonable APR%

The was friendly, good customer service Reviewed on: 11th April 2023

Great for credit building

Great for improving your credit score Reviewed on: 11th April 2023

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