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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good service, reasonable APR%

The was friendly, good customer service Reviewed on: 11th April 2023

Great for credit building

Great for improving your credit score Reviewed on: 11th April 2023

Great little credit card

I have had an excellent experience with Zopa the app is brilliant for keeping track of payments and the security is fab would recommend this credit card it’s got me out of a few scrapes so far Reviewed on: 11th April 2023

Fantastic

Fantastic to build my credit rating Reviewed on: 11th April 2023

Excellent

Fantastic company, good service, feels like they actually care about you, love using Zopa Reviewed on: 11th April 2023

Highly recommend

Easy process and easy to use. The app is great with lots of information to help you. As someone with bad credit, this will help me build my credit up for the future Reviewed on: 11th April 2023

Brilliant service! Overall great credit card

My experience has always been positive, great communication; a fair credit limit, always offering help and constant support Reviewed on: 11th April 2023

Great value card

Very user friendly credit card offering great efficent good value usage. Highly recommend. Reviewed on: 11th April 2023

Great Company

A great company to deal with. Great customer service Reviewed on: 11th April 2023

Perfect

Easy to set up and monitor but it's safe and secure and great customer service Reviewed on: 11th April 2023

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