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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

excellent

My experience was great I really liked the credit card Reviewed on: 11th April 2023

Extremely helpful

The best credit card I have very helpful and keep you well informed about everything Reviewed on: 11th April 2023

Good understanding

They are very understanding and manage my account very well Reviewed on: 11th April 2023

My choice of credit card providers.

The best credit card provider in town right now. Simple. Reviewed on: 11th April 2023

Easy and super fun to use

I really enjoy Zopa! It allows me to repay monthly without any issues. The marketing of it is also very good, for example the app engagement and the colours of the card. I’m really happy with it! Reviewed on: 11th April 2023

Great card

This is a good card to start building your credit Reviewed on: 11th April 2023

Great credit card

Quick simple process to apply Great app easy to navigate and statements Reviewed on: 11th April 2023

Brilliant

Absolutely fantastic would highly recommend to anyone and everyone Reviewed on: 11th April 2023

Zopa help me a lot

Thank you Zopa ❤️ you have a Good sistem, never issue with payment or with app. Reviewed on: 11th April 2023

Excellent service

Applied for a credit card. They were thorough and efficient and were very quick in their responses Reviewed on: 11th April 2023

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Want to see more from Zopa?

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