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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The card for the less informed

I’m trying to build credit and Zopa are so helpful and in no way patronising! Reviewed on: 11th April 2023

Fantastic

Great credit card and easy to apply and payments instantly appear on the statement which is helpful. Reviewed on: 11th April 2023

Great card

I took this card out to improve my credit score, overall this has been a very handy card and glad I was accepted. Reviewed on: 11th April 2023

..

Easy payment and statement make us to control the bank account Reviewed on: 11th April 2023

Highly Recommend

Have only been a customer for the last 3 months but have had a great customer experience so far. Application process was very easy and car arrived quickly. Reviewed on: 11th April 2023

Brilliant company

Cars easy to apply for , app is very easy to use. No need to say any more try it out yourself Reviewed on: 11th April 2023

Easy, approachable and great company

I have been with Zopa for a while now I have found they are very easy and simple to keep track with on the app. Any issues are resolved straight away. Reviewed on: 11th April 2023

Simply best credit card

Zopa credit card is simple and best to use and easy to control anything via app. Including this, zopa professional customer service provides 24X7 resolution. Card security is above the standard, which will make you free to use zopa service anytime and anywhere. Reviewed on: 11th April 2023

Happy with Zopa

No fuss excellent service cannot fault the advice that I get from Zopa Reviewed on: 11th April 2023

Best credit card

Zopa credit card is easy to use even when I’m abroad and I have never any hassles or threats from Zopa personnel. Best card and services provided. Well done team Reviewed on: 11th April 2023

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