Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

View other Zopa products

4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Happy with Zopa

No fuss excellent service cannot fault the advice that I get from Zopa Reviewed on: 11th April 2023

Best credit card

Zopa credit card is easy to use even when I’m abroad and I have never any hassles or threats from Zopa personnel. Best card and services provided. Well done team Reviewed on: 11th April 2023

Happy with my credit card

Happy with my credit card , never had a problem. Reviewed on: 11th April 2023

Brilliant credit card company

Great company. Easy, straightforward online service. Simple and easy.to use. Highly recommend to everyone Reviewed on: 11th April 2023

Barrie1970

Well what can I say an absolute perfect I would recommend someone 10000000 percent . Reviewed on: 11th April 2023

Absolutely Fantastic

Brilliant , especially the facility to use abroad with no charges Reviewed on: 11th April 2023

Credit card

Over the years I have changed credit cards many times. Zopa is easy to use via the app and never lets you down. Reviewed on: 11th April 2023

very good

I am very satisfied with this zopa card Reviewed on: 11th April 2023

Godstime

Great service, reliable lenders Reviewed on: 11th April 2023

Awesome service

Awesome service helped me out even when others didn't give me a chance Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.22 from 27 reviews
Credit card
from Vanquis 4.39 from 600 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub