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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant company never had a problem would recommend to anyone

Brilliant company would highly recommend never had any problems Reviewed on: 11th April 2023

Zopa

Very easy to keep in contact. Also very friendly and helpful. Reviewed on: 11th April 2023

Very suitable to all needs

Easy application, offers offered to all credit scores, account app easy to use, overall very satisfied with the whole experience Reviewed on: 11th April 2023

Good service

Easy to apply, simple set up. Would recommend Reviewed on: 11th April 2023

Clear and concise

Easy to use app. Clear and concise. Reviewed on: 11th April 2023

Zopa is a great company who is unique in making people lives a difference by their policies

Great company makes a life a great difference Reviewed on: 11th April 2023

Easy

Very easy to use - clear how to pay and when Reviewed on: 11th April 2023

Best company

Im very happy with your services Reviewed on: 11th April 2023

When needed most

I was struggling with cash flow and I was accepted for a Zopa card just when I needed it Reviewed on: 11th April 2023

Excellent service

One of the best customers service and card very comfortable and flaxy to use card Reviewed on: 11th April 2023

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