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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very suitable to all needs

Easy application, offers offered to all credit scores, account app easy to use, overall very satisfied with the whole experience Reviewed on: 11th April 2023

Good service

Easy to apply, simple set up. Would recommend Reviewed on: 11th April 2023

Clear and concise

Easy to use app. Clear and concise. Reviewed on: 11th April 2023

Zopa is a great company who is unique in making people lives a difference by their policies

Great company makes a life a great difference Reviewed on: 11th April 2023

Easy

Very easy to use - clear how to pay and when Reviewed on: 11th April 2023

Best company

Im very happy with your services Reviewed on: 11th April 2023

When needed most

I was struggling with cash flow and I was accepted for a Zopa card just when I needed it Reviewed on: 11th April 2023

Excellent service

One of the best customers service and card very comfortable and flaxy to use card Reviewed on: 11th April 2023

Simply the best

Card and app, both working well, app is so easy to use, very good. Reviewed on: 11th April 2023

Great card quick transaction when you make repayment

I have a lot of cards but this one is the best due to quick payment option when you make a repayment it’s quickly updates on the app so you Dont need to wait 3/4 days to update on the system Reviewed on: 11th April 2023

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