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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to use

Haven been amazing and easy to use Reviewed on: 11th April 2023

Zopa credit card

Zopa has maintained easy and clear approach for providing services to their customers That is through from when a customer like me is accepted for credit card till when the customer seize from using their credit card Reviewed on: 11th April 2023

Best Credit card

Zopa have given me a positive concept of credit cards, it works for you to improve your Credit rating, while helping you balance your finances and spending Reviewed on: 11th April 2023

Not too bad

Good but gives low credit to start with. Could do better. Reviewed on: 11th April 2023

Simply Amazing

Caring, informative and efficient. Reviewed on: 11th April 2023

Zopa makes me feel like they really ant my custom.

The account was very straightforward to set up. All the information that I need, such as amount spent and where I spent it along with amount available left to spend each month are easily accessible on my phone. There is plenty of other information about other services offered as well. I think Zopa is the only banking organisation that I could call friendly to deal with. Reviewed on: 11th April 2023

Responsible

Zopa have a great approach to customers and always keep a look out for them by being very strict with the control on credit limits . Many of us have been given a second chance with credit by Zopa and I feel they are the most responsible I’ve come across as people like myself need help handling temptation. Reviewed on: 11th April 2023

Good experience with zop

Easy to access and good experience with zopa Reviewed on: 11th April 2023

Easy to use and affordable

Very convenient credit card for me Reviewed on: 11th April 2023

Brilliant card

Fast and simple way to pay and reduce your amount Reviewed on: 11th April 2023

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