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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Goood com0any

5
Best provider and very helpful highly recommended Reviewed on: 11th April 2023
Sallu Bhatti's avatar
Sallu Bhatti

Top credit card provider

5
Great experience. Great service Reviewed on: 11th April 2023
Bozhidar Belchev's avatar
Bozhidar Belchev

Great credit card

5
I love this credit card as payments are added instantly unlike others that take 2 or 3 working days. Reviewed on: 11th April 2023
Hannah kyei 's avatar
Hannah kyei

very good

5
very good when nidet for shoping Reviewed on: 11th April 2023
Marius Modiga 's avatar
Marius Modiga

Great credit card

5
Great credit card from Zopa. They seem like a fantastic company to do business with. Reviewed on: 11th April 2023
Dan Porter's avatar
Dan Porter

Superb credit builder

5
I have been with Zopa for a few months now and find that it has been a key part of building my credit score. I really feel I am able to get my life back on track, I am no longer worried/anxious about my financial standing due to Zopa! I find Zopa have an incredible support system, which aids in my understanding of how to progress with personal finance - this support is something I haven’t experienced with other providers. Reviewed on: 11th April 2023
Georgia's avatar
Georgia

Reliable creditors

5
Good creditors. App is easy to access and use. Reviewed on: 11th April 2023
Zee's avatar
Zee

Simply the best

5
I didn’t think I’d get a credit card but was successful and the app is brilliant also very easy to use Reviewed on: 11th April 2023
Kenny Welsh's avatar
Kenny Welsh

Easy to use

5
Great app and easy to use and make payments. Love that you can see the Payments coming off your total straight away. Reviewed on: 11th April 2023
Kate Crocker's avatar
Kate Crocker

MR FAHAD SHARIF

5
Nice card i love it i use it for my shoping and pay my home bili and use for pay my rent Reviewed on: 11th April 2023
FAHAD SHARIF's avatar
FAHAD SHARIF

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