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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great card

5
Very happy with my card, great app as well, very easy to set up and use, works everywhere, I’ve never had any problems on the app or using the card. Would highly recommend I suggest you check out what they can offer you. Very happy customer. Reviewed on: 11th April 2023
Den's avatar
Den

Great credit card

5
I found Zopa has a real manageable website to navigate around simple step by step instructions to follow and Zopa have already helped me to start re- building my credit portfolio Reviewed on: 11th April 2023
Kevin Fo's avatar
Kevin Fo

wonderful

5
I’m starting using zopa credit card from last year and I love it and I’m really excited. Reviewed on: 11th April 2023
Wrya Allahvaisi's avatar
Wrya Allahvaisi

Fast easy simple

5
A great card no messing no fuss. A great app that works brilliantly for payment and more options than you can ever ask for Reviewed on: 11th April 2023
Adam's avatar
Adam

Quick and Easy but responsible

5
With changes to interest rates and other cards coming to the end of special deals the balance transfer option was too good to miss. Reviewed on: 11th April 2023
Graham Hayward's avatar
Graham Hayward

Excellent

5
Everything is excellent. ITS A GREAT PRODUCT Reviewed on: 11th April 2023
ARISTOTELIS 's avatar
ARISTOTELIS

Excellent

5
A very good credit card like the app Reviewed on: 11th April 2023
Lou Hicham's avatar
Lou Hicham

A Seamless Use Credit Card.

5
With the Zopa CC in my wallet it gives me a good positive sense of use when needed. Mainly I use this card for EBay purchases and it always works well, quick and easy! Job done……. Reviewed on: 11th April 2023
Trevor Pannell's avatar
Trevor Pannell

Best card in my purse

5
I applied by chance and was successful. I hadn’t used the card for some time. But when I did begin using it I soon realised how handy it was, for online and larger purchases. Since joining Zopa my limit was increased, now that put a smile on my face! Reviewed on: 11th April 2023
Maria Henry's avatar
Maria Henry

Amazing

5
The Zopa card is straightforward, the app is amazing to use and the facility’s in the app easy to navigate , the credit cushion is a great tool I use it all the time , overall the best card in my wallet Reviewed on: 11th April 2023
Mark's avatar
Mark

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