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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great company

5
Great experience good customer service easy to use app Reviewed on: 11th April 2023
edward new's avatar
edward new

Super zopa

5
Had bad credit history for a number of years but finally started to see the light.but to try and get our credit rating back up we were advised to apply for a credit card.zopa was one of the first companies to offer us help.they were very helpful and understanding.now with there help we are finally getting back on our feet and a good credit rating.thank you zopa. Reviewed on: 11th April 2023
Theresa's avatar
Theresa

Fantastic

5
Never an issue always to hand simple as that! Reviewed on: 11th April 2023
Mike Reed's avatar
Mike Reed

Outstanding service

5
I got card I am very happy to use this card it’s a brilliant service Reviewed on: 11th April 2023
Danyal's avatar
Danyal

Great service

5
Great service. Always keeping me up to date with any changes or even just to tell me there are no changes. Reviewed on: 11th April 2023
Anne Monk's avatar
Anne Monk

Zopa so good

5
Zopa the best credit card around with reasonable apt rates If you want a credit card to gofa I would always gofa zopa Reviewed on: 11th April 2023
Thomas Olner's avatar
Thomas Olner

Fantastic credit card

5
Was looking around the net for a food credit card and zopa poped up so thought I would try It's also good for if u forget ur pin can get a copy of it straight away on the app easy repayments and a hassle free app well happy with zopa Reviewed on: 11th April 2023
Darren Hannah's avatar
Darren Hannah

Great card

5
Very happy with my card, great app as well, very easy to set up and use, works everywhere, I’ve never had any problems on the app or using the card. Would highly recommend I suggest you check out what they can offer you. Very happy customer. Reviewed on: 11th April 2023
Den's avatar
Den

Great credit card

5
I found Zopa has a real manageable website to navigate around simple step by step instructions to follow and Zopa have already helped me to start re- building my credit portfolio Reviewed on: 11th April 2023
Kevin Fo's avatar
Kevin Fo

wonderful

5
I’m starting using zopa credit card from last year and I love it and I’m really excited. Reviewed on: 11th April 2023
Wrya Allahvaisi's avatar
Wrya Allahvaisi

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