Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good deal

Zopa have offered me a great deal compared to other card providers Reviewed on: 11th April 2023

100 percent recommend

I am using form last 7 month I have a good experience with Zopa Reviewed on: 11th April 2023

Great app..easy to use..and keeps you up to date very effiecient

Haven't got a negative comment to be honest very pleased and highly recommended Reviewed on: 11th April 2023

Credit card

Zopa is very helpful and polite and friendly they will try and help as much as they can if you have any problems Reviewed on: 11th April 2023

I feel in control with Zopa!

Since using Zopa's credit card services, I have increased my credit score and gained so much confidence in my finances. Thank you Zopa! Reviewed on: 11th April 2023

Best company ever

Staff and app are amazing. Only credit company I've personally experienced where I'm not constantly being pressured or sold something. I actually feel like I have control over my finance options. Reviewed on: 11th April 2023

Great service

Very good company, plus there are helping me build my poor credit score back up Reviewed on: 11th April 2023

Perfect

Very good Reviewed on: 11th April 2023

Easy experience

Great card, easy to apply and use Reviewed on: 11th April 2023

Faultless

Absolutely faultless, help is there when needed, polite and friendly Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Diamond Visa
from Vanquis 4.21 from 10 reviews
Credit card
from ASDA Money 3.12 from 110 reviews
Credit card
from Debenhams 3.98 from 15 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub