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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great app with cool benefits

Very helpful with great options definitely recommended Reviewed on: 11th April 2023

Great

Great app, easy to use, never had any issues, overall really happy with the service :-) Reviewed on: 11th April 2023

Thank you Zopa

It’s easy to apply for a Zopa credit card and easy to use thanks to the no nonsense app. What more could you ask for? Reviewed on: 11th April 2023

I did apply for Zopa credit card online it was very much easier

If you need any help once you customer service they are quick to assist you with any help that you need. Reviewed on: 11th April 2023

Excellent

It is a very good credit card, accepted everywhere. Reviewed on: 11th April 2023

Easy and friendly

Easy and friendly to use with great customer support. Everything I do on the app or online are easy and understanding the use is easy. Highly recommend for all there services Reviewed on: 11th April 2023

Great and easy to use

I made an application which I got my result very fast, I was able to download the app whilst waiting to receive my card in the post which came through within days. The app keeps you up to date with transactions payment dates and much more to keep you on track Reviewed on: 11th April 2023

Just great

All I a can say is Superfast great service Reviewed on: 11th April 2023

Best company

Brilliant company, alway keep you up to date Reviewed on: 11th April 2023

Great for credit

The payment goes straight on no waiting 2 or 3 days Reviewed on: 11th April 2023

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