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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Fast easy simple

5
A great card no messing no fuss. A great app that works brilliantly for payment and more options than you can ever ask for Reviewed on: 11th April 2023
Adam's avatar
Adam

Quick and Easy but responsible

5
With changes to interest rates and other cards coming to the end of special deals the balance transfer option was too good to miss. Reviewed on: 11th April 2023
Graham Hayward's avatar
Graham Hayward

Excellent

5
Everything is excellent. ITS A GREAT PRODUCT Reviewed on: 11th April 2023
ARISTOTELIS 's avatar
ARISTOTELIS

Excellent

5
A very good credit card like the app Reviewed on: 11th April 2023
Lou Hicham's avatar
Lou Hicham

A Seamless Use Credit Card.

5
With the Zopa CC in my wallet it gives me a good positive sense of use when needed. Mainly I use this card for EBay purchases and it always works well, quick and easy! Job done……. Reviewed on: 11th April 2023
Trevor Pannell's avatar
Trevor Pannell

Best card in my purse

5
I applied by chance and was successful. I hadn’t used the card for some time. But when I did begin using it I soon realised how handy it was, for online and larger purchases. Since joining Zopa my limit was increased, now that put a smile on my face! Reviewed on: 11th April 2023
Maria Henry's avatar
Maria Henry

Amazing

5
The Zopa card is straightforward, the app is amazing to use and the facility’s in the app easy to navigate , the credit cushion is a great tool I use it all the time , overall the best card in my wallet Reviewed on: 11th April 2023
Mark's avatar
Mark

A trusted credit card

5
I have been using zopa for a while now and do not have any issues and everytime i have a problem the customer service team has been very helpful. Reviewed on: 11th April 2023
garry matthews's avatar
garry matthews

The best

5
Credyt card the best from Zopa Reviewed on: 11th April 2023
Ewe's avatar
Ewe

Help me

3
I had a bad credit, but getting the zopa credit card really help me to start building up my credit thankyou Reviewed on: 11th April 2023
Stacey Ryan's avatar
Stacey Ryan

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