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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service great card

Easy to apply. App is great allows you to see all transactions. Very clear and easy to follow Reviewed on: 11th April 2023

Have made it all an easy process

I think getting the notifications about when you’ve used your card as well as when payments are being taken is really helpful. No stress when looking the app either, very user friendly. Reviewed on: 11th April 2023

Brilliant

Brilliant card, does exactly what I need it to do. Reviewed on: 11th April 2023

Great product

Great service and easy to use the product Reviewed on: 11th April 2023

Best Credit card in UK

Great to built credit. Good customer service. Best Reviewed on: 11th April 2023

Clear, easy and credit service

Zopa provide a really good credit card service. Allowing customers to plan, and manage their finances whislt also providing advice on how to further improve their credit Score. The app is easy to use and clear. I would certainly recommend to friends and family. Reviewed on: 11th April 2023

Excellent Card

Helpful Company,helpful App and helpful on-line security Reviewed on: 11th April 2023

Zopa - Is great

Fantastic service quick and easy to apply. No bother and always well informed about all happenings and updates Reviewed on: 11th April 2023

Excellent Services

Happy Customer of zopa credit card Reviewed on: 11th April 2023

One of the best

Never had any issues with zopa , customer service always friendly and helpful Reviewed on: 11th April 2023

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