Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Customer review

5
I have been a customer for a long time so is my wife I will also recommend others also when I have problems I had it’s resolved and the app is really easy to use and pay Reviewed on: 11th April 2023
Moahmmed miah's avatar
Moahmmed miah

Mr s m butt

5
Best credit card less interest and help in time Reviewed on: 11th April 2023
Mr Butt's avatar
Mr Butt

A customer review

5
Low interest rate, good communication, skills and good customer service. Reviewed on: 11th April 2023
Gifty ODURO ANTWI 's avatar
Gifty ODURO ANTWI

Straight forward application

5
Excellent credit card company with fast response to application and card delivery Reviewed on: 11th April 2023
Ish Gani's avatar
Ish Gani

Easy and efficient

5
Everything works online, that saves time and trouble. Experience is much better than other credit cards providers. Reviewed on: 11th April 2023
Mateusz Dee's avatar
Mateusz Dee

Great credit card

5
Great credit building card easy application process and fast delivery of card easy to understand app Reviewed on: 11th April 2023
Diane Stevens's avatar
Diane Stevens

Zopa credit card gives me new life, I was approved Zopa credit card to help me build up my credit score

5
Zopa credit card gives me new life, I was approved Zopa credit card to help me build up my credit score Reviewed on: 11th April 2023
Joy Agbakoba 's avatar
Joy Agbakoba

Great credit card

5
Super happy with my Zopa credit card, easy to use, reminder when payment is due. Can use my card everywhere. Reviewed on: 11th April 2023
Samantha 's avatar
Samantha

A great card with a great APR

5
I would recommend Zopa to help with your credit score they have a great Apr . Easy to apply all on line Reviewed on: 11th April 2023
Wendy Hurry's avatar
Wendy Hurry

Applied for credit card to help build credit

5
The application and posting out of my card, the whole experience was made so simple and fast! Really impressed. Thankyou. Reviewed on: 11th April 2023
Emma's avatar
Emma

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill