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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Clear, easy and credit service

Zopa provide a really good credit card service. Allowing customers to plan, and manage their finances whislt also providing advice on how to further improve their credit Score. The app is easy to use and clear. I would certainly recommend to friends and family. Reviewed on: 11th April 2023

Excellent Card

Helpful Company,helpful App and helpful on-line security Reviewed on: 11th April 2023

Zopa - Is great

Fantastic service quick and easy to apply. No bother and always well informed about all happenings and updates Reviewed on: 11th April 2023

Excellent Services

Happy Customer of zopa credit card Reviewed on: 11th April 2023

One of the best

Never had any issues with zopa , customer service always friendly and helpful Reviewed on: 11th April 2023

Good card helpful info

I love my Zopa card has many useful features, like the ability to have some of you limit to one side just in case the credit builder thing is mega useful too Reviewed on: 11th April 2023

Good

Customer service very good, they let me open a credit card with them to build my credit rating which was great! Reviewed on: 11th April 2023

Great company

No hassle. No hidden charges. Happy to be with them. Reviewed on: 11th April 2023

Prompt and Easy application

The application process was easy and the response was prompt. Would definitely recommend to others. Reviewed on: 11th April 2023

Excellent

Excellent card with a great app to accompany it Reviewed on: 11th April 2023

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