Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card

Easy and efficient to deal with. L Reviewed on: 11th April 2023

Excellent

All round excellent service, cannot fault anything! Reviewed on: 11th April 2023

Love it

One of the Best credit card with good rate. Reviewed on: 11th April 2023

Easy to use credit card offering good rates

An easy to use credit card with easy access and very straightforward information Reviewed on: 11th April 2023

Easy and convenient to work with

Easy to make a payment, the payments credited to the account quickly. Reviewed on: 11th April 2023

Great credit history builder

Great company, the app is great helps me keep up to date with my spending and regular updates on my credit file and way to improve it. Reviewed on: 11th April 2023

Great card option

Had no issues at all, kept well updated and very easy to pay balance through the app Reviewed on: 11th April 2023

Super Zopa

A nice company and the credit card phone app is easy to use and has alot of extra features to help yoy with your fiances. Reviewed on: 11th April 2023

Great service

I am really happy with the service. Always easy to contact, regular updates and easy to pay into. Reviewed on: 11th April 2023

Zopa all the way!

Zopa is very safe, straightforward and simple to apply for.. Hassle free and easy app to keep on top if your transactions, balance and payments ect. Highly recommended if you want to start or improve your credit. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.05 from 68 reviews
Credit card
from ASDA Money 3.12 from 110 reviews
Credit card
from Post Office 3.54 from 116 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub