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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

credit card review

the credit card application was easy with instant positive results. would highly recommend for others to try and see for themselves. Reviewed on: 11th April 2023

Highly recommended

Very helpful amazing, easy transaction Reviewed on: 11th April 2023

Zopa credit card

Fantastic deals and amazing staff help you throughout all your needs Good job Reviewed on: 11th April 2023

Super service. No problems with anything

All issues are addressed and solved never had any problems. Would recommend them to everyone. Reviewed on: 11th April 2023

Service

Absolutely great service, easy to easy and understand would defo recommend Reviewed on: 11th April 2023

Brilliant

Brilliant credit card low rates would definitely recommend. Reviewed on: 11th April 2023

There when you need them!

After losing my job and burning through savings, I needed help. Zopa were there for me, things have changed a lot, since then, but I know that Zopa is still there for me - and you - when needed. Some might believe what you say, but most will believe what you do and Zopa does right by people. Reviewed on: 11th April 2023

Amazing help

All compact in one app. Amazing service and could Not fault then. Cards loans and credit reviews in one Reviewed on: 11th April 2023

Perfect card

Gave me lot of support in my finace need.easy payment options. Reviewed on: 11th April 2023

Reliable Zopa

Very affordable interest rates, always able to check balance and payments Reviewed on: 11th April 2023

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