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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

There when you need them!

5
After losing my job and burning through savings, I needed help. Zopa were there for me, things have changed a lot, since then, but I know that Zopa is still there for me - and you - when needed. Some might believe what you say, but most will believe what you do and Zopa does right by people. Reviewed on: 11th April 2023
Ian's avatar
Ian

Amazing help

5
All compact in one app. Amazing service and could Not fault then. Cards loans and credit reviews in one Reviewed on: 11th April 2023
Danielle lee's avatar
Danielle lee

Perfect card

5
Gave me lot of support in my finace need.easy payment options. Reviewed on: 11th April 2023
Sekhar b kuchipudi's avatar
Sekhar b kuchipudi

Reliable Zopa

5
Very affordable interest rates, always able to check balance and payments Reviewed on: 11th April 2023
Chris DarkRage Buckingham's avatar
Chris DarkRage Buckingham

Outstanding service

5
Very good website and made application very straightforward Reviewed on: 11th April 2023
Michael Tourle 's avatar
Michael Tourle

Amazing best about.

5
Amazing helpful and just the best in the bussiness. Reviewed on: 11th April 2023
Gordon Steven's avatar
Gordon Steven

Excellent

5
I’m very happy that you guys have been approved me for credit card. Especially this month, as my partner lost his job and we were unable to pay our rent. Stay blessed! Thank you Reviewed on: 11th April 2023
Yanislava Gesheva's avatar
Yanislava Gesheva

They helped when nobody else would

5
I have had a zopa card for 12 months now. They don't give me a stupid credit limit and they allow me to have an emergency fall back for unexpected bills. The app is great and easy to use. I would highly recommend them Reviewed on: 11th April 2023
Mick Thorpe's avatar
Mick Thorpe

Supporting Lender

5
Helps build credit levels for lower entry customers. Creating better rates and opportunities for customers. Offers customers affordable levels of credit. Reviewed on: 11th April 2023
Sims 's avatar
Sims

Recommended

5
I really recommend . Everything is easy and good Reviewed on: 11th April 2023
Whitegirl's avatar
Whitegirl

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