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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very happy

Very happy with all aspects, the app is very useful and easy to use. Reviewed on: 11th April 2023

Zopa Credit card

I have had this credit card for a number of years, it's trouble free and easy to manage. The Zopa app makes it easy to track your spending, and the refresh rate is near to real time. Reviewed on: 11th April 2023

Best credit card by far

I love zopa,best credit card by far in my experience,love it!! Reviewed on: 11th April 2023

Zopa card

Easy to apply, good app to manage account Reviewed on: 11th April 2023

credit card review

the credit card application was easy with instant positive results. would highly recommend for others to try and see for themselves. Reviewed on: 11th April 2023

Highly recommended

Very helpful amazing, easy transaction Reviewed on: 11th April 2023

Zopa credit card

Fantastic deals and amazing staff help you throughout all your needs Good job Reviewed on: 11th April 2023

Super service. No problems with anything

All issues are addressed and solved never had any problems. Would recommend them to everyone. Reviewed on: 11th April 2023

Service

Absolutely great service, easy to easy and understand would defo recommend Reviewed on: 11th April 2023

Brilliant

Brilliant credit card low rates would definitely recommend. Reviewed on: 11th April 2023

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