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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Amazing best about.

5
Amazing helpful and just the best in the bussiness. Reviewed on: 11th April 2023
Gordon Steven's avatar
Gordon Steven

Excellent

5
I’m very happy that you guys have been approved me for credit card. Especially this month, as my partner lost his job and we were unable to pay our rent. Stay blessed! Thank you Reviewed on: 11th April 2023
Yanislava Gesheva's avatar
Yanislava Gesheva

They helped when nobody else would

5
I have had a zopa card for 12 months now. They don't give me a stupid credit limit and they allow me to have an emergency fall back for unexpected bills. The app is great and easy to use. I would highly recommend them Reviewed on: 11th April 2023
Mick Thorpe's avatar
Mick Thorpe

Supporting Lender

5
Helps build credit levels for lower entry customers. Creating better rates and opportunities for customers. Offers customers affordable levels of credit. Reviewed on: 11th April 2023
Sims 's avatar
Sims

Recommended

5
I really recommend . Everything is easy and good Reviewed on: 11th April 2023
Whitegirl's avatar
Whitegirl

Great credit card

5
Easy and efficient to deal with. L Reviewed on: 11th April 2023
Lesley Holland's avatar
Lesley Holland

Excellent

5
All round excellent service, cannot fault anything! Reviewed on: 11th April 2023
Julesey's avatar
Julesey

Love it

5
One of the Best credit card with good rate. Reviewed on: 11th April 2023
Jesica Mega's avatar
Jesica Mega

Easy to use credit card offering good rates

5
An easy to use credit card with easy access and very straightforward information Reviewed on: 11th April 2023
derky star jumper's avatar
derky star jumper

Easy and convenient to work with

5
Easy to make a payment, the payments credited to the account quickly. Reviewed on: 11th April 2023
Parham Zakaria's avatar
Parham Zakaria

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