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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Satisfied with the service so far

Quick and easy application. The card was delivered quicker than expected and the rate is fair and they not quick to penalise you for missing a payment they just inform you of a rescheduled date they will collect the payment from your account. Reviewed on: 11th April 2023

Good card

It was quick and easy but thorough Reviewed on: 11th April 2023

Great APP. Easy to keep in control of your balance and finances

I applied for a Zopa Credit Card to financially get me through a short period of time after an illness. I pay my full balance back each month and find I can mange my money easily using the APP which is easy to log into, use and understand. A great helpful product for customers who may not have the best credit score and just needs someone to give them a hand and a bit of trust. Reviewed on: 11th April 2023

Excellent

Quick easy and reliable can't thank them enough for their help Reviewed on: 11th April 2023

Fantastic

Brilliant company easy to use the app is very user friend Reviewed on: 11th April 2023

Great service

The app is well laid out and very simple and easy to use. Great product Reviewed on: 11th April 2023

Sweet experience

Zopa is just lovely Reviewed on: 11th April 2023

Credit card

Easy and straight forward to apply for as well as regular monthly statements Reviewed on: 11th April 2023

Good banking

Excellent bank like using this bank Reviewed on: 11th April 2023

Great card for those looking to rebuild credit

I applied for the Zopa credit card and was accepted and given an acceptable opening balance. Very. Useful Reviewed on: 11th April 2023

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