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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Quids in

5
Having experienced a bad credit score, Zopa was there to my rescue when I needed it. Allowing me to build up my score again. Reviewed on: 11th April 2023
Carbs's avatar
Carbs

Recommended

5
Would recommend to everyone good experience Reviewed on: 11th April 2023
Jurgita 's avatar
Jurgita

Reliable and cheap rate

5
Ve been to be financially stable and independent Reviewed on: 11th April 2023
Samuel Arojojoye's avatar
Samuel Arojojoye

Great Service

5
Very easy to use website, instant balance transfer completed. Very pleased with the service. Reviewed on: 11th April 2023
Amy Tyson's avatar
Amy Tyson

I like zopa

5
Zopa credit card appears to be a good option for those who are looking for a credit card with a solid rewards program and a range of additional benefits. However, as with any credit card, it is important to carefully review the terms and conditions, including the interest rate and fees, before applying. Reviewed on: 11th April 2023
Viorel Gheorghe Gligor 's avatar
Viorel Gheorghe Gligor

Answer any questions you have in a professional manner

5
Wood recommended this card to family and friends and a low interest rate aswell in these hard times to help cushions the blow Reviewed on: 11th April 2023
Robert Johnson's avatar
Robert Johnson

10/10

5
Does what it says on the tin No Hassle, No problems Reviewed on: 11th April 2023
Carol Sylvester's avatar
Carol Sylvester

Five star service

5
Absolutely fantastic company very understanding and so helpful 5 STARS many thanks Reviewed on: 11th April 2023
David Leah's avatar
David Leah

Very good Card.

5
I like so much my account. I recommend to everyone. Reviewed on: 11th April 2023
Andre Bortoti's avatar
Andre Bortoti

Excellent service

5
From start to finish the process has been easy. The alerts are really good, interest rate changes are well informed Reviewed on: 11th April 2023
Carys's avatar
Carys

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