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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

I like zopa

Zopa credit card appears to be a good option for those who are looking for a credit card with a solid rewards program and a range of additional benefits. However, as with any credit card, it is important to carefully review the terms and conditions, including the interest rate and fees, before applying. Reviewed on: 11th April 2023

Answer any questions you have in a professional manner

Wood recommended this card to family and friends and a low interest rate aswell in these hard times to help cushions the blow Reviewed on: 11th April 2023

10/10

Does what it says on the tin No Hassle, No problems Reviewed on: 11th April 2023

Five star service

Absolutely fantastic company very understanding and so helpful 5 STARS many thanks Reviewed on: 11th April 2023

Very good Card.

I like so much my account. I recommend to everyone. Reviewed on: 11th April 2023

Excellent service

From start to finish the process has been easy. The alerts are really good, interest rate changes are well informed Reviewed on: 11th April 2023

Great card

Easy to set up and lots of information Reviewed on: 11th April 2023

Good

Easy friendly company, would highly recommend Reviewed on: 11th April 2023

Friendly reliable helpful

Zopa is a very helpful company they make using and paying a credit card so easy Reviewed on: 11th April 2023

if you need the best go to the best

Always helpful never had 1 problem . Thanks you. Reviewed on: 11th April 2023

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