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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy company

Super easy to use and navigate, not too complex and super simple overall Reviewed on: 11th April 2023

Easy, Simple, Smart Credit

Really easy to apply and setup, easy to control limit and payment methods. Great app and account controls. Great additional insights and tools. Highly recommend Reviewed on: 11th April 2023

Excellent service

No hassle transactions easy to use app and full transparency of all services Reviewed on: 11th April 2023

Super

Easy to apply and easy to use the app very happy Reviewed on: 11th April 2023

good honest no frills card

good honest no frills card. easy to use the app and spend and repay convenience .. Reviewed on: 11th April 2023

Easiest company ever

Quick easy application Easy to use app and very helpful! Reviewed on: 11th April 2023

Zopa credit card review

Zopa credit card gives a very good service there is no problem whatsoever in using the card and it lets you know how much you spend and what credit you have left after each transaction and you can pay off as soon as you can with no problem yours mr m thomas Reviewed on: 11th April 2023

Excellent

Excellent card , there when I need it the most Reviewed on: 11th April 2023

Great service, efficient customer service

I have hard my Zopa card for over a year now and I was quickly able to increase my credit limit after paying off the balance each month which has helped me build up my credit rating. Reviewed on: 11th April 2023

Quick and safe

Quick approval, very good service Reviewed on: 11th April 2023

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