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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy as pie

Getting an account with Zopa was simple, easy and straightforward. The app is great, can easily track what you’ve spent and where. Reviewed on: 11th April 2023

Great

Excellent service great to deal with Reviewed on: 11th April 2023

Cracking credit card!

Brilliant app, competitive interest rates, good customer service, can’t fault it :) Reviewed on: 11th April 2023

Excellent card

Excellent service easy to use app and great communication Reviewed on: 11th April 2023

Easy to manage your money

I like Zopa Credit Card-all transactions are seen just after make payment, easy to pay off, bery reasonable APR. Would recomment to anyone. Reviewed on: 11th April 2023

Great service

Very easy and great service and easy to use Reviewed on: 11th April 2023

Best service

The is great credit card low interest Reviewed on: 11th April 2023

Zopa

Fantastic customer service A1 service, A pleasure to speak to , always offering me good advice, thank you zopa Reviewed on: 11th April 2023

Received quickly and fast transactions

Love it so easy to use and payments show up straight away x Reviewed on: 11th April 2023

Great App

Credit made simple. App is intuitive and easy to use. Highly recommended to.all my friends and family. Reviewed on: 11th April 2023

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