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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

good honest no frills card

good honest no frills card. easy to use the app and spend and repay convenience .. Reviewed on: 11th April 2023

Easiest company ever

Quick easy application Easy to use app and very helpful! Reviewed on: 11th April 2023

Zopa credit card review

Zopa credit card gives a very good service there is no problem whatsoever in using the card and it lets you know how much you spend and what credit you have left after each transaction and you can pay off as soon as you can with no problem yours mr m thomas Reviewed on: 11th April 2023

Excellent

Excellent card , there when I need it the most Reviewed on: 11th April 2023

Great service, efficient customer service

I have hard my Zopa card for over a year now and I was quickly able to increase my credit limit after paying off the balance each month which has helped me build up my credit rating. Reviewed on: 11th April 2023

Quick and safe

Quick approval, very good service Reviewed on: 11th April 2023

Easy as pie

Getting an account with Zopa was simple, easy and straightforward. The app is great, can easily track what you’ve spent and where. Reviewed on: 11th April 2023

Great

Excellent service great to deal with Reviewed on: 11th April 2023

Cracking credit card!

Brilliant app, competitive interest rates, good customer service, can’t fault it :) Reviewed on: 11th April 2023

Excellent card

Excellent service easy to use app and great communication Reviewed on: 11th April 2023

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