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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to manage your money

I like Zopa Credit Card-all transactions are seen just after make payment, easy to pay off, bery reasonable APR. Would recomment to anyone. Reviewed on: 11th April 2023

Great service

Very easy and great service and easy to use Reviewed on: 11th April 2023

Best service

The is great credit card low interest Reviewed on: 11th April 2023

Zopa

Fantastic customer service A1 service, A pleasure to speak to , always offering me good advice, thank you zopa Reviewed on: 11th April 2023

Received quickly and fast transactions

Love it so easy to use and payments show up straight away x Reviewed on: 11th April 2023

Great App

Credit made simple. App is intuitive and easy to use. Highly recommended to.all my friends and family. Reviewed on: 11th April 2023

Good service

Excellent card with good customer service :) Reviewed on: 11th April 2023

Great app, brilliant additional features

Easy to use app, lots of additional features an all-round great experience for the management of your credit spending. Reviewed on: 11th April 2023

How credit should be

A simple, easy to use app with great communication to keep you on track and excellent support in the background should you require it. Reviewed on: 11th April 2023

Easy to understand and simple to use

Was looking for a credit card with out the hasle and zopa was very easy to understand and easy to set up even on the app simple easy and no fuss Reviewed on: 11th April 2023

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