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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service

Excellent card with good customer service :) Reviewed on: 11th April 2023

Great app, brilliant additional features

Easy to use app, lots of additional features an all-round great experience for the management of your credit spending. Reviewed on: 11th April 2023

How credit should be

A simple, easy to use app with great communication to keep you on track and excellent support in the background should you require it. Reviewed on: 11th April 2023

Easy to understand and simple to use

Was looking for a credit card with out the hasle and zopa was very easy to understand and easy to set up even on the app simple easy and no fuss Reviewed on: 11th April 2023

Zopa are Great!

Zopa is amazing. Great customer service and I feel extremely looked after by them Reviewed on: 11th April 2023

The best service ever

Very trusted and very helpful and excellent customer service keep up the good work ZOPA WE LOVE YOU Reviewed on: 11th April 2023

Helping hands

Well thank you very much , helping hands you are helping me and my family... for the credit car ....its help out a lot Reviewed on: 11th April 2023

Great service

Nice and easy app to deal with. Lovely service Reviewed on: 11th April 2023

Amazing service

I was trying to build up my credit rating and zopa was the one able to give me a credit card at the time I had poor score, in a few months, they not only improved my status but increased my limit to my welcomed surprise! Excellent app and service. Reviewed on: 11th April 2023

Easy to use

Great customer service and app. Reviewed on: 11th April 2023

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