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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Quick easy and reliable can't thank them enough for their help Reviewed on: 11th April 2023

Fantastic

Brilliant company easy to use the app is very user friend Reviewed on: 11th April 2023

Great service

The app is well laid out and very simple and easy to use. Great product Reviewed on: 11th April 2023

Sweet experience

Zopa is just lovely Reviewed on: 11th April 2023

Credit card

Easy and straight forward to apply for as well as regular monthly statements Reviewed on: 11th April 2023

Good banking

Excellent bank like using this bank Reviewed on: 11th April 2023

Great card for those looking to rebuild credit

I applied for the Zopa credit card and was accepted and given an acceptable opening balance. Very. Useful Reviewed on: 11th April 2023

Feed back

Really easy to keep track of spending good app to keep track would recommend Reviewed on: 11th April 2023

Easy app and visually shows you how much each transaction cost and where from.

I have used different banking and credit apps, Zopa has one of the next apps I have used. It is easy to use. After each purchase it will show on your screen for few seconds of how much your purchase was and where you purchased it from. So if a purchase comes and you havnt used your card you can deal with any fraudulent transaction immediately. It also reminds me how much I have spent on my card without me going into the app itself. The app is easy to use and very straightforward. Would highly recommend Zopa to friends and family. Reviewed on: 11th April 2023

Great credit card

Very good experience happy to be a customer Reviewed on: 11th April 2023

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