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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa

Fantastic customer service A1 service, A pleasure to speak to , always offering me good advice, thank you zopa Reviewed on: 11th April 2023

Received quickly and fast transactions

Love it so easy to use and payments show up straight away x Reviewed on: 11th April 2023

Great App

Credit made simple. App is intuitive and easy to use. Highly recommended to.all my friends and family. Reviewed on: 11th April 2023

Good service

Excellent card with good customer service :) Reviewed on: 11th April 2023

Great app, brilliant additional features

Easy to use app, lots of additional features an all-round great experience for the management of your credit spending. Reviewed on: 11th April 2023

How credit should be

A simple, easy to use app with great communication to keep you on track and excellent support in the background should you require it. Reviewed on: 11th April 2023

Easy to understand and simple to use

Was looking for a credit card with out the hasle and zopa was very easy to understand and easy to set up even on the app simple easy and no fuss Reviewed on: 11th April 2023

Zopa are Great!

Zopa is amazing. Great customer service and I feel extremely looked after by them Reviewed on: 11th April 2023

The best service ever

Very trusted and very helpful and excellent customer service keep up the good work ZOPA WE LOVE YOU Reviewed on: 11th April 2023

Helping hands

Well thank you very much , helping hands you are helping me and my family... for the credit car ....its help out a lot Reviewed on: 11th April 2023

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