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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

ZOPA

Zopa is the company that give people a second chance it’s easy to use, and it’s like having a bank manager in your pocket with so much information on the app Reviewed on: 11th April 2023

Good company

Never had a problem with them with my credit card Reviewed on: 11th April 2023

GOOD ONE

Easy and flexible card and good APR as well Reviewed on: 11th April 2023

Credit card

Everything is easy to understand accessing the app is also very easy the customer service is excellent if you need to contact them. All round great service thank you Reviewed on: 11th April 2023

Best credit card for credit score

Best credit card if you want to build up your credit score,they increase your limit if you pay back on time. Reviewed on: 11th April 2023

Great company and app

Really easy to use and see all your details etc. Reviewed on: 11th April 2023

Best credit Card Company

Zopa was so helpful explaining everything in the easiest way, very understanding very friendly they handled my issue with great care and very re-assuring. Fantastic Company Reviewed on: 11th April 2023

Quick and straightforward application.

My application for a credit card was easy and straightforward. I had a quick response and was accepted. The app is also easy to follow with lots of hints and tips to assist you to keep in control of your spending. Reviewed on: 11th April 2023

Quick and easy to set up, great to use, communication is excellent.

It took 10 minutes to set and get going. The App keeps you informed as to where you are and what you have spent. It feels safe and secure because of the security checks when doing a transaction. All in all a great facility Reviewed on: 11th April 2023

Love zopa

Sush a welcome and confident company Reviewed on: 11th April 2023

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