Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Clear and honest

4
What you see is what you get. Also helps you to improve your credit score. Reviewed on: 11th April 2023
Rae's avatar
Rae

Credit card

5
Easy repayments good customer care Reviewed on: 11th April 2023
Johanne 's avatar
Johanne

Great

5
Easy to set limits for your own piece of mind , the app works well and easy to use Reviewed on: 11th April 2023
steve spoon's avatar
steve spoon

Easy to deal with company

5
My experience with zopa has been great from start to Finnish would highly recommend Reviewed on: 11th April 2023
jean mcbride's avatar
jean mcbride

*Awesome*

5
Easy to apply , Great balance and low apr Reviewed on: 11th April 2023
Nick Morris's avatar
Nick Morris

Very easy very good

5
Not a problem . Good credit and easy to use . Got the pin number via the app instead of waiting days for the post . Would highly recommend the card Reviewed on: 11th April 2023
Peter's avatar
Peter

What a card!!

5
You can see your credit score and zopa really care about you and your credit health! Amazing card! Reviewed on: 11th April 2023
Edward Wickham's avatar
Edward Wickham

Fantastic Service

5
Brilliant to use abroad... no fee's !!! I have been very impressed Reviewed on: 11th April 2023
Sarah Morgan's avatar
Sarah Morgan

Fantastic financial service

5
Dug me out of a hole,with advice and made cash available without pressure to borrow more than needed kept me to a budget Reviewed on: 11th April 2023
Caroleann wakeman 's avatar
Caroleann wakeman

Fantastic effeciant and reliable flexible friend

5
Friendly staff goo communicator, very helpful Reviewed on: 11th April 2023
Fatmata Massaquoi's avatar
Fatmata Massaquoi

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill