Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

What a card

Like I said what a card easily one of the quickest card to apply for and even arrived within the week. Easy to set up on the app didn’t have to wait for a PIN code it was on the app great. Wish all companies would take a leaf out of zopa work ethics keep up the good work. Reviewed on: 11th April 2023

Very good credit card provider

Been with Zopa for few months every thing is made clear to me by them , very helpful and reachable I m very happy with Zopa so far Reviewed on: 11th April 2023

costumers service

The best costumers service in the world ,i had few questions about my credit card and thwy sort it out less than 5 minutes Reviewed on: 11th April 2023

credit card

very good custumer service reliable ceedit card Reviewed on: 11th April 2023

Great company

Great service looked at my presant cercumstances not my past history Reviewed on: 11th April 2023

Superb service

I am 63 now and never in my life have I came across a company so simple to join and use. I have been with AmEx, Barclaycard., Capital One and in the old days Access and none measure up to this company. Reviewed on: 11th April 2023

Great easy to use Credit Card

I needed a credit card to help build my score up and to let me know when and what I am spending on , this app let's you look into great detail on your spending and credit control Easy to use and easy to top up from the app Highly recommend Zopa as a major credit card facility Reviewed on: 11th April 2023

Clear and honest

What you see is what you get. Also helps you to improve your credit score. Reviewed on: 11th April 2023

Credit card

Easy repayments good customer care Reviewed on: 11th April 2023

Great

Easy to set limits for your own piece of mind , the app works well and easy to use Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 4.12 from 20 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub