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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great card, great service

Quickly received and the app is brilliant, really useful to be able to check balance and other great features Reviewed on: 11th April 2023

Secure, consistent clear

I have had Zopa for about a year now and can say that I have never had any issues with them and the communication received has always been clear Reviewed on: 11th April 2023

Great card great people

Everything about Zopa is fantastic Reviewed on: 11th April 2023

Great card

Best card on the market keep u up to date with information love this card Reviewed on: 11th April 2023

It's ok

Not a bad experience so far..... Reviewed on: 11th April 2023

Simple Techno savvy credit card

It's so easy to use and pay off - your credits show up immediately so you can monitor your finances in REAL time. Also, you can put on a buffer to manage your expenditure - really helpful. Reviewed on: 11th April 2023

What a card

Like I said what a card easily one of the quickest card to apply for and even arrived within the week. Easy to set up on the app didn’t have to wait for a PIN code it was on the app great. Wish all companies would take a leaf out of zopa work ethics keep up the good work. Reviewed on: 11th April 2023

Very good credit card provider

Been with Zopa for few months every thing is made clear to me by them , very helpful and reachable I m very happy with Zopa so far Reviewed on: 11th April 2023

costumers service

The best costumers service in the world ,i had few questions about my credit card and thwy sort it out less than 5 minutes Reviewed on: 11th April 2023

credit card

very good custumer service reliable ceedit card Reviewed on: 11th April 2023

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