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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Amazing credit card and service Reviewed on: 11th April 2023

Good company

Good credit card company always helpful and efficient in all my needs as a customer Reviewed on: 11th April 2023

Happy customer

So far I had no issues with the use of my credit card and the interest rate has also been acceptable. Also the customer service is really good and everything is easy to use. Reviewed on: 11th April 2023

Great card and great app

Great card, and easy app which keeps me informed and in control of spending. Reviewed on: 11th April 2023

Great card, great service

Quickly received and the app is brilliant, really useful to be able to check balance and other great features Reviewed on: 11th April 2023

Secure, consistent clear

I have had Zopa for about a year now and can say that I have never had any issues with them and the communication received has always been clear Reviewed on: 11th April 2023

Great card great people

Everything about Zopa is fantastic Reviewed on: 11th April 2023

Great card

Best card on the market keep u up to date with information love this card Reviewed on: 11th April 2023

It's ok

Not a bad experience so far..... Reviewed on: 11th April 2023

Simple Techno savvy credit card

It's so easy to use and pay off - your credits show up immediately so you can monitor your finances in REAL time. Also, you can put on a buffer to manage your expenditure - really helpful. Reviewed on: 11th April 2023

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