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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great credit card

It was easy to apply for this card and received it very quickly. The app is also very easy to set up and fairly to navigate through it. The card works very well for me. Every time I use it, it notifies me how much I've spent including actual balance what is very clever and helpful! Definitely recommend it with confidence! Reviewed on: 11th April 2023

Great Card

Easy to use, friendly service, although i haven't used it much. Reviewed on: 11th April 2023

Such an easy process

Everything from the start of your application to spending on you card including balance transfers is such an easy trouble free process, the Zopa app makes it even easier. Great bank would highly recommend to anyone wanting that little extra ease from banking. Reviewed on: 11th April 2023

10/10

Friendly helpful service every time! Highly recommended! Reviewed on: 11th April 2023

Great Card for Credit Building

Very easy to manage and understand my account online. The Zopa app is very user-friendly and easy to navigate. Reviewed on: 11th April 2023

Excellent!

It's a good credit card. Has come in very useful for me especially at a time where people are struggling financially Reviewed on: 11th April 2023

Excellent

Amazing credit card and service Reviewed on: 11th April 2023

Good company

Good credit card company always helpful and efficient in all my needs as a customer Reviewed on: 11th April 2023

Happy customer

So far I had no issues with the use of my credit card and the interest rate has also been acceptable. Also the customer service is really good and everything is easy to use. Reviewed on: 11th April 2023

Great card and great app

Great card, and easy app which keeps me informed and in control of spending. Reviewed on: 11th April 2023

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