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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Easy to deal with company

5
My experience with zopa has been great from start to Finnish would highly recommend Reviewed on: 11th April 2023
jean mcbride's avatar
jean mcbride

*Awesome*

5
Easy to apply , Great balance and low apr Reviewed on: 11th April 2023
Nick Morris's avatar
Nick Morris

Very easy very good

5
Not a problem . Good credit and easy to use . Got the pin number via the app instead of waiting days for the post . Would highly recommend the card Reviewed on: 11th April 2023
Peter's avatar
Peter

What a card!!

5
You can see your credit score and zopa really care about you and your credit health! Amazing card! Reviewed on: 11th April 2023
Edward Wickham's avatar
Edward Wickham

Fantastic Service

5
Brilliant to use abroad... no fee's !!! I have been very impressed Reviewed on: 11th April 2023
Sarah Morgan's avatar
Sarah Morgan

Fantastic financial service

5
Dug me out of a hole,with advice and made cash available without pressure to borrow more than needed kept me to a budget Reviewed on: 11th April 2023
Caroleann wakeman 's avatar
Caroleann wakeman

Fantastic effeciant and reliable flexible friend

5
Friendly staff goo communicator, very helpful Reviewed on: 11th April 2023
Fatmata Massaquoi's avatar
Fatmata Massaquoi

Simple, straightforward, no hidden fees

5
Zopa is the easiest company to deal with they have been fantastic from the start Reviewed on: 11th April 2023
Demi Woodham's avatar
Demi Woodham

Good company

5
Never had any problems very satisfied Reviewed on: 11th April 2023
Margaret hunter's avatar
Margaret hunter

So easy to set up

5
Money was there when I needed it. All so very easy to apply and set up Reviewed on: 11th April 2023
Steve Lambert's avatar
Steve Lambert

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