Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44353)

Great company

5
Great service looked at my presant cercumstances not my past history Reviewed on: 11th April 2023
Russell Bates's avatar
Russell Bates

Superb service

5
I am 63 now and never in my life have I came across a company so simple to join and use. I have been with AmEx, Barclaycard., Capital One and in the old days Access and none measure up to this company. Reviewed on: 11th April 2023
Chris Sipos's avatar
Chris Sipos

Great easy to use Credit Card

5
I needed a credit card to help build my score up and to let me know when and what I am spending on , this app let's you look into great detail on your spending and credit control Easy to use and easy to top up from the app Highly recommend Zopa as a major credit card facility Reviewed on: 11th April 2023
Ron Lloyd's avatar
Ron Lloyd

Clear and honest

4
What you see is what you get. Also helps you to improve your credit score. Reviewed on: 11th April 2023
Rae's avatar
Rae

Credit card

5
Easy repayments good customer care Reviewed on: 11th April 2023
Johanne 's avatar
Johanne

Great

5
Easy to set limits for your own piece of mind , the app works well and easy to use Reviewed on: 11th April 2023
steve spoon's avatar
steve spoon

Easy to deal with company

5
My experience with zopa has been great from start to Finnish would highly recommend Reviewed on: 11th April 2023
jean mcbride's avatar
jean mcbride

*Awesome*

5
Easy to apply , Great balance and low apr Reviewed on: 11th April 2023
Nick Morris's avatar
Nick Morris

Very easy very good

5
Not a problem . Good credit and easy to use . Got the pin number via the app instead of waiting days for the post . Would highly recommend the card Reviewed on: 11th April 2023
Peter's avatar
Peter

What a card!!

5
You can see your credit score and zopa really care about you and your credit health! Amazing card! Reviewed on: 11th April 2023
Edward Wickham's avatar
Edward Wickham

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill