Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card by far!

Great app - useful features of buffer and email reminders about payments. Easy to use and simple can’t fault it! Reviewed on: 11th April 2023

User friendly

Excellent to use , very user friendly. Reviewed on: 11th April 2023

Quick and easy

Very prompt service from applying to receiving my card. The app is easy to use and takes away the need to use paper. Would definitely recommend to friends, colleagues and family. Reviewed on: 11th April 2023

Easy and accessible

Very easy to apply,use and understand with a great app. Reviewed on: 11th April 2023

Awesome service

It was easy to apply for a credit card with Zopa, I definitely recommend it Reviewed on: 11th April 2023

Great company

Have been great company to use have always done what I need Reviewed on: 11th April 2023

Great card

Easy to use easy to check valance with the app. Brilliant. Reviewed on: 11th April 2023

Quick access to credit facilities

I was able to get a credit card withing hours of registration and the limit I was given surprised me. Reviewed on: 11th April 2023

The best credit car

Quick and friendly customer support , app easy to use Reviewed on: 11th April 2023

Great

Great card, interest could be lower but its good start to manage your finances Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 4.24 from 26 reviews
marbles credit card
from NewDay 4.37 from 543 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub