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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Absolute Zopa-stars!

5
Clean, simple to use app that helps me track my everyday credit spending. I’m able to pay on demand each month (they send through a reminder so you won’t forget to pay) or setup a direct debit. Easy to setup and get started, love how it’s all done through the app. Customer service have been effective as well. They also update you on how your credit score is progressing, providing me with actionable advice to work at improving this to increase my borrowing power! I’m saving for a house so this is invaluable. Have told 1 or 2 (or 10) friends about it. Well worth taking a look! Reviewed on: 11th April 2023
Matt Stoker's avatar
Matt Stoker

Credit card

5
I have had this credit card for awhile now and I’m so happy with it Reviewed on: 11th April 2023
Katie leggett's avatar
Katie leggett

Great credit card

5
I love using zopa. Easy to use and balance the books Reviewed on: 11th April 2023
Iain Gordon's avatar
Iain Gordon

Best credit amount afford for very poor credit scores

5
Others afford me 200 max, zopa gave me 1000 plus an extra 1000 for balance transfers. 2000 pound limit. Hands down best credit card company in my eyes. Reviewed on: 11th April 2023
jada montel's avatar
jada montel

Excellent

5
The app is very useful and gives you a lot of information. The credit card is easy to use. Reviewed on: 11th April 2023
Lindsey Anderson's avatar
Lindsey Anderson

highly recommend Zopa

5
so easy to use. Great interest rate. Reviewed on: 11th April 2023
Debi-jaine Stockton-williams's avatar
Debi-jaine Stockton-williams

Happy with the service!

5
I'm using zopa credit card from quite a sometime now and I'm happy with the overall service! Cheers Reviewed on: 11th April 2023
surya yeluri's avatar
surya yeluri

Great service

5
Excellent efficient service Easy to use Great customer service Reviewed on: 11th April 2023
Penny lane's avatar
Penny lane

Amazing service

5
Everything is fantastic in Zopa ,easy to use Reviewed on: 11th April 2023
Marlena Operacz-Adamczyk's avatar
Marlena Operacz-Adamczyk

Great credit card

5
The application process was easy, can easily monitor my credit card spending and payments on the app. Was offered a good rate of interest compared with other cards, I would recommend. Reviewed on: 11th April 2023
Jennie's avatar
Jennie

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