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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Number One

Money is available when you need it for any emergencies.Good customer service. Reviewed on: 11th April 2023

Brilliant

Simple to use and sign up is easy too, great app to go with it making it quick and easy to manage your funds, make a payment or even just check your remaining balance Reviewed on: 11th April 2023

Great Service

Very easy application, and great, fast service. Reviewed on: 11th April 2023

Miss v

Very good got expected straight away no problems would recommend to friends Reviewed on: 11th April 2023

Great

Fantastic way to improve your credit and really easy app to use very pleased Reviewed on: 11th April 2023

Great credit card

Offers a easy to follow balance transfer Reviewed on: 11th April 2023

Very flexible and affordable

Zopa are very easy to use and very flexible. I am having a good consumer experience. Reviewed on: 11th April 2023

Credit card

Straight forward and easy to use. Forward thinking in 2023 Reviewed on: 11th April 2023

Great way to use credit

I live how easy this is to use and really helps me organise and keep on top of my finances Reviewed on: 11th April 2023

It's very good

Very easy to use and they update me with every transaction I do. I really advise people to zopa credit card. Reviewed on: 11th April 2023

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