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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Quick and easy

5
It was Quick and easy process from start to finish Reviewed on: 11th April 2023
Rebecca 's avatar
Rebecca

Great company

5
Fantastic experience from beginning to end with gaining my credit card. Great company to use Reviewed on: 11th April 2023
Karen maude's avatar
Karen maude

Card

5
The app for Zopa is very easy to use to see statements and make my payment's would definitely recommend Reviewed on: 11th April 2023
Susan Tate 's avatar
Susan Tate

great

5
offers very good deal with their credit card Reviewed on: 11th April 2023
zed's avatar
zed

Brilliant

5
A great credit card . I like it lots . Reviewed on: 11th April 2023
Mark Wylde's avatar
Mark Wylde

Good company

4
Not been with zopa too long but I've had a positive experience. They keep you upto date. You know when payment is due. You have plenty of notice. Reviewed on: 11th April 2023
Derek 's avatar
Derek

Easy to use

5
With bad credit they gave me a chance to transfer balance from another card with 0% interest for 3 months giving me a chance to clear some debt Reviewed on: 11th April 2023
Paula Entwistle's avatar
Paula Entwistle

Number One

5
Money is available when you need it for any emergencies.Good customer service. Reviewed on: 11th April 2023
Margaret Bathew's avatar
Margaret Bathew

Brilliant

5
Simple to use and sign up is easy too, great app to go with it making it quick and easy to manage your funds, make a payment or even just check your remaining balance Reviewed on: 11th April 2023
Joe89's avatar
Joe89

Great Service

5
Very easy application, and great, fast service. Reviewed on: 11th April 2023
MB's avatar
MB

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