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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Super Zopa

No hassle credit provided. With a professional service and understanding for there customers Reviewed on: 11th April 2023

Credit Card Review

I have found my Zopa credit card to be really helpful and hassle free. Reviewed on: 11th April 2023

Zopa credit card outstanding

Easy balance transfers with interest free period. Low Apr. Simple and easy to use app. Outstanding product and a great company. Reviewed on: 11th April 2023

Quick response

They give you a quick response within minutes if your accepted Reviewed on: 11th April 2023

Honest

You get what they say honest fast and polite Reviewed on: 11th April 2023

Ease of application

It was so easy to make and application for Zopa credit card Reviewed on: 11th April 2023

Great card

Easy to apply and fast decision Reviewed on: 11th April 2023

Low rates, easy app

Very easy app to navigate and understand, low rates on credit card also offer some great saving tools and accounts Reviewed on: 11th April 2023

Easy, educational, enjoyable

Easy to use, same day transfers, up to date and is helping with my finance education. Reviewed on: 11th April 2023

Excellent service

Excellent service I cannot find a single fault. Perfect Reviewed on: 11th April 2023

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