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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant

Best company I dealt with very helpful and help me all the way Reviewed on: 11th April 2023

Fantastic

Easy to apply. No jargon. Helpful and accessible app that also advises on tools and tips to improve your credit score if required. Also handh spending summaries so you can keep an eye on what and how you spend. Honestly... just brilliant. Reviewed on: 11th April 2023

Good organised let you know straight away with all new information

The application online app very well supports every thing from balance to news about market Reviewed on: 11th April 2023

New credit card

From applying for my new credit card I get regular emails about my card all positive emails I feel very assured by them Reviewed on: 11th April 2023

Super Zopa

No hassle credit provided. With a professional service and understanding for there customers Reviewed on: 11th April 2023

Credit Card Review

I have found my Zopa credit card to be really helpful and hassle free. Reviewed on: 11th April 2023

Zopa credit card outstanding

Easy balance transfers with interest free period. Low Apr. Simple and easy to use app. Outstanding product and a great company. Reviewed on: 11th April 2023

Quick response

They give you a quick response within minutes if your accepted Reviewed on: 11th April 2023

Honest

You get what they say honest fast and polite Reviewed on: 11th April 2023

Ease of application

It was so easy to make and application for Zopa credit card Reviewed on: 11th April 2023

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