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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fabulous

I’m able to pay this of every month without getting interest Reviewed on: 11th April 2023

Credit card stimulator

Credit card not only useful for credit building also describes the negative impacts and how to improve our score. Reviewed on: 11th April 2023

Zopa is amazing

Simply the best and I recommend it to everyone Reviewed on: 11th April 2023

Great credit service

My experience so far has been great. Easy application process. The app is also very user friendly. Reviewed on: 11th April 2023

Good service

Good service , I'm very impressed with my credit card from Zopa . Good service and friendly customers at the phone when u have trouble.Thank you Zopa Reviewed on: 11th April 2023

Credit Card Application

My experience with Zopa Credit Card was really helpful and I would recommend anyone looking for a Credit Card to get them self one. Reviewed on: 11th April 2023

Amazing and quick

Fantastic and arrived quickly. Very easy to use Reviewed on: 11th April 2023

Pleased with the ease of use with the app

Good communication and ease using the app Reviewed on: 11th April 2023

Great company

Everything I ever needed on a company great credit card and always being informed of any changes in my credit usage keep up the good work Reviewed on: 11th April 2023

Great product

I've found the use of their systems to be simple and to the point. The ease at which payments can be made and balances transfered coupled with decent rates at my credit level all in all ice found their service excellent. Reviewed on: 11th April 2023

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