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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to use the app

The app is very easy to use and when you make a payment it clears straight away Reviewed on: 11th April 2023

Helped when needed.

It was simple to apply, really helped when needed. Reviewed on: 11th April 2023

Zopa credit card

Would highly recommend!!! Very affordable and excellent customer service! The app is also so easy to use. Brilliant for building bad credit! Very happy customer Reviewed on: 11th April 2023

Great card

Good credit card to use and very happy Reviewed on: 11th April 2023

My Zopa credit card

My experience with Zopa has been next to none! So simple and easy to get accepted and it has helped me gain my credit score right up! I’m very impressed and will continue to use the for as long as I need to. Reviewed on: 11th April 2023

Outstanding company

Always there to help quick and helpful responses Reviewed on: 11th April 2023

Amazing card

Really easy to use , amazing card just wish they would review credit limit more often and can use contactless Reviewed on: 11th April 2023

Excellent

Really excellent service and useful Reviewed on: 11th April 2023

Easy to apply. Good app and they accepted me with poor credit to help me build

I decided to apply for a credit card to help build my credit. The process was fast and easy. The app is also an easy app to use. I would recommend Reviewed on: 11th April 2023

Great service

Great service and really helpful staff Reviewed on: 11th April 2023

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