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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing card

Really easy to use , amazing card just wish they would review credit limit more often and can use contactless Reviewed on: 11th April 2023

Excellent

Really excellent service and useful Reviewed on: 11th April 2023

Easy to apply. Good app and they accepted me with poor credit to help me build

I decided to apply for a credit card to help build my credit. The process was fast and easy. The app is also an easy app to use. I would recommend Reviewed on: 11th April 2023

Great service

Great service and really helpful staff Reviewed on: 11th April 2023

Very handful

Zopa is the best i zopa card and very ezzy to monitor mony good app you van track your spanding all the time Reviewed on: 11th April 2023

They are great

There are great many thanks stu Reviewed on: 11th April 2023

Fantastic company

Polite informative staff and great credit card and they always have my best interests at heart thank you Reviewed on: 11th April 2023

Customer service

The customer service from the zopa team is excellent. I an given up to date information about my account and the team is always helpful and friendly, they respond quickly to any questions I have and it is definitely great value and help me to save money. Reviewed on: 11th April 2023

Easy to use and understand

Was clearly set out what I would be accepting and the app is qlso very user friendly. Reviewed on: 11th April 2023

Great provider

Great provider that has met my needs and circumstances Reviewed on: 11th April 2023

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